With the advent of this new service offered by Visa, MasterCard and JCB, internet shopping is made more secure as it enables each cardholder to authenticate themselves via their unique Password/Personal Identification Numbers (PINs) generated through their own Issuers.

Easy-to-use as it is secure (you can ask the 350 million credit cardholders who have already registered for this service), this authentication service is designed to boost confidence in online shopping.

TWO LEVELS OF SECURITY

After shopping at GoutcureAsia.Com, a cardholder checking out is prompted for a PIN by his or her Issuer in the same way that one is prompted for a Password/PIN whenever transacting at an ATM. This means that nobody else can use your credit card account even if they manage to acquire of your card number by some unauthorized manner.

When registering for either Verified by Visa, MasterCard SecureCode or JCB J/Secure, a cardholder is required to create a Personal Assurance Message (PAM). During the transaction, the PAM is also generated by the Issuer so the cardholder is reassured that the prompt for the Password/PIN is actually from his or her Issuer.

HOW TO REGISTER?

1. Assuming that your issuer is already offering this service, go to their website and register at the appropriate page offering Verified by Visa, Mastercard SecureCode or JCB J/Secure. (If your Issuing bank is not yet offering this authentication service, the payment process for your online transactions will not be affected.)
2. Enter your card details as prompted.
3. Create your PAM and Password/PIN (once registered, you will be reuqired to use this PIN every time you shop online).
4. What's next? Start shopping at GoutcureAsia.Com.
5. After selecting your credit card's brand as your payment method, key-in your credit card details as directed.
6. Wait for the authentication screen...
7. Check out your PAM to make sure that you're actually dealing with your Issuer.
8. Enter and submit your Password/PIN to authorize the transaction and complete your purchase.
9. Take note that the authentication service adds some more time in the transaction process - a reasonable trade-off for a more secure transaction. Do not close the pop-up verify window as this will cancel the transaction.

You can read more details at:

Visa Asia: Security
Mastercard: Security
JCB Global: Solutions

Frequently Asked Questions:

Visa Asia: FAQs
Mastercard: FAQs

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